The model is intentionally simple: fixed monthly distributions, a quarterly rebase, and compounding that is visible to every investor each ninety days.
The investor target is 5% per month, calculated on the quarter's starting balance. Referrer distribution mirrors the cadence at 1% per month. At quarter-end, the principal is recalculated and the next quarter begins from the new base.
| Quarter | Starting Balance | Investor 5% | Referrer 1% | Referrer Quarter | Ending Balance |
|---|---|---|---|---|---|
| Q1 | $100,000 | $5,000 | $1,000 | $3,000 | $115,000 |
| Q2 | $115,000 | $5,750 | $1,150 | $3,450 | $132,250 |
| Q3 | $132,250 | $6,613 | $1,323 | $3,969 | $152,088 |
| Q4 | $152,088 | $7,604 | $1,521 | $4,563 | $174,901 |
| Year-End | — | — | — | $14,982 | $174,901 |
Payout — monthly distribution to the investor. Quarterly Compounding — reinvestment of returns each quarter. Rebase — recalculation of principal at quarter-end.
5% investor + 1% referrer on quarter-start balance.
5% investor + 1% referrer on quarter-start balance.
5% investor + 1% referrer on quarter-start balance.
Principal recalculated. Next quarter begins from new base.
Pro-rated (5% ÷ 30 × trading days)
Fixed 5% on the 1st of the month
Rebase + first distribution of new quarter
Penalty-free withdrawals are processed at quarter-end. Mid-quarter withdrawals incur an early-withdrawal adjustment outlined in the investor agreement.